Self employed Australian expats have the same home loan options available to them as self employed people residing within Australia. As a general rule of thumb, self employed expats running a business overseas may borrow up to 70 per cent of the property value without providing financials.

How much can I borrow

Different lender policies, interest rates and your current financial situation will have an effect on your borrowing capabilities. To find out how much you can borrow and what home loan options are available to self employed expats, complete the form on this page or call + 61 2 9249 3739 and we will contact you at a time that is convenient for you.

Self employed expat with all financials

Self employed expats who can provide paperwork to prove a savings history, regular income and profit over a set period of time will generally be able to access the same home loan options as PAYG borrowers. These finance products will usually include:

• Variable Rate Loans
• Fixed Rate Loans
• Combination/ Split Loans
• Introductory and Honeymoon Loans
• Professional Packages

Self employed expat without financials

Self employed expats who cannot provide full income verification can access a range of competitive products that fall under the following categories:

• Low Document home loans
• Non conforming home loans